Welcome to G&S Cash Advance: Borrow Money! This Privacy Policy explains how G & S CASH ADVANCE, LLC ("G&S Cash Advance: Borrow Money," "we," "us," or "our") collects, uses, shares, and safeguards your information when you use our mobile application (the "App"). By accessing or using the App, you agree to the practices described below.
Information We Collect
Information You Provide
When using our App, you may share:
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Identity Data: Name, date of birth, Social Security Number (SSN), government-issued ID details.
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Contact Data: Address, phone number, and email address.
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Financial Data: Income, employment information, banking details, and credit history.
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Loan Request Data: Loan purpose, requested amount, and preferred repayment terms.
Information Collected Automatically
When you interact with the App, we may automatically collect:
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Technical Data: Device type, operating system, browser, IP address, and device identifiers.
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Usage Data: Features accessed, pages viewed, and session duration.
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Location Data: Real-time location, if you allow location services.
Information from Third Parties
We may supplement your information with:
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Credit Data: Credit reports from credit bureaus to evaluate eligibility.
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Lender Updates: Status and offers from third-party lending partners.
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Identity Verification: Data from services used to confirm identity and prevent fraud.
How We Use Your Information
Your information may be used for the following purposes:
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Loan Processing: Submitting and reviewing applications with lenders.
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Identity Verification: Preventing fraud and confirming eligibility.
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Customer Support: Responding to questions and service requests.
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Service Improvement: Enhancing App features and functionality.
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Legal Compliance: Meeting regulatory requirements and protecting our rights.
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Marketing (with consent): Sending updates, offers, and relevant information.
Sharing of Information
With Lending Partners
We share personal and financial details with third-party lenders to connect you with loan offers. Their privacy practices are independent of ours.
With Service Providers
We may share data with trusted vendors assisting in:
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Payment processing
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Identity verification
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Analytics and marketing services
Legal Obligations
We may disclose information if required to:
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Comply with legal processes (subpoenas, court orders)
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Protect rights, property, or safety
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Detect and prevent fraud
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Enforce our Terms of Use
Business Transfers
If G&S Cash Advance: Borrow Money undergoes a merger, sale, or acquisition, your information may be transferred as part of that transaction.
Your Privacy Rights
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Access and Correction: Request a copy of your data or ask us to correct inaccuracies.
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Deletion: Request deletion of your personal data, unless retention is required by law.
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Marketing Preferences: Opt out of receiving promotional emails and messages.
To exercise these rights, contact us at support@gscashadvance.com