Privacy Policy

Last Updated: January 2024

At G & S CASH ADVANCE, LLC ("we," "our," or "us"), we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

1. Information We Collect

We collect information you provide directly to us, such as when you:

  • Fill out a loan application
  • Create an account
  • Contact us for support
  • Subscribe to our communications

Types of information we may collect include:

  • Personal Information: Name, address, email address, phone number, date of birth, and Social Security Number
  • Financial Information: Employment information, income details, bank account information
  • Identification Information: Driver's license or state-issued ID information
  • Technical Information: IP address, browser type, device information, and website usage data

2. How We Use Your Information

We use the information we collect to:

  • Process your loan application and determine eligibility
  • Verify your identity and prevent fraud
  • Communicate with you about your loan
  • Comply with legal and regulatory requirements
  • Improve our services and customer experience
  • Send you marketing communications (with your consent)
  • Protect against unauthorized transactions and other liability

3. How We Share Your Information

We may share your information with:

  • Service Providers: Third parties who perform services on our behalf, such as payment processing, data analysis, and customer service
  • Financial Partners: Banks and financial institutions involved in processing your loan
  • Legal and Regulatory Bodies: When required by law, court order, or government regulations
  • Business Transfers: In connection with a merger, acquisition, or sale of our assets

We do not sell, rent, or trade your personal information to third parties for their marketing purposes.

4. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

  • Encryption of sensitive data
  • Secure socket layer (SSL) technology
  • Regular security assessments
  • Limited access to personal information by employees
  • Employee training on data protection

5. Your Rights and Choices

You have the right to:

  • Access: Request a copy of the personal information we hold about you
  • Correction: Request that we correct inaccurate or incomplete information
  • Deletion: Request that we delete your personal information (subject to legal obligations)
  • Opt-out: Unsubscribe from marketing communications at any time
  • Restriction: Request that we limit the processing of your information

To exercise these rights, please contact us using the information provided below.

6. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to:

  • Remember your preferences and settings
  • Understand how you use our website
  • Improve your experience
  • Deliver relevant advertising

You can control cookies through your browser settings, but disabling cookies may affect your ability to use certain features of our website.

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

8. Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If we learn that we have collected information from a child under 18, we will delete that information promptly.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last Updated" date. We encourage you to review this policy periodically.

10. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

G & S CASH ADVANCE, LLC
110 Asbury Dr
Starkville, MS 39759
Phone: (662) 320-4400
Email: privacy@gscashadvance.com

11. State-Specific Rights

Mississippi Residents

As a Mississippi resident, you have specific rights under state law regarding your personal information. These rights are in addition to those described above.

Other States

If you are a resident of another state, you may have additional rights under your state's privacy laws. Please contact us for more information about your specific rights.

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